ORANGE GROOVE HOUSE AND LOT PACKAGES
	Price updated as of August 1, 2007
	House Model				DAPHNE
	Block / Lot #		:		RFO-ready for occupancy
	PHASE		:		3
	Lot Category		:		B
	Area in sqm		:		132
	Floor Area in sqm				86
	Price per sqm (Php)		:		4,900.00
	House and Lot Total List Price		:		2,966,100.00
	Registration (5%)		:		148,305.00
	E-VAT (12%)		:		355,932.00
	Total Contract Price		:		3,470,337.00
	Total Contract Price (Rounded off)				3,470,300.00
	SPOT CASH (UPFRONT) with 15% discount
	Total List Price		:		3,470,300.00
	Less: 15% discount		:		520,545.00
	Net Selling Price		:		2,949,755.00
	RF/E-vat		:		123,254.25
	New Total Contract Price		:		3,073,009.25
	Reservation FEE		:		30,000.00
	Balance within 7days		:		3,043,009.25
	SPOT CASH (30DAYS) WITH 8% discount
	Total List Price		:		2,966,100.00
	Less: 8% discount		:		237,288.00
	Net Selling Price		:		2,728,812.00
	RF/E-vat		:		453,575.64
	New Total Contract Price		:		3,182,387.64
	Reservation FEE		:		30,000.00
	Balance within 7days		:		3,152,387.64
			:
	DEFERRED CASH: 18 MONTHS
	no downpayment, no interest
	Total Contract Price		:		3,470,300.00
	Reservation FEE		:		30,000.00
	Balance		:		3,440,300.00
	Monthly Installment for 24mos.		:		191,127.78
	Monthly Insurance				2,216.84
	20% DP
	Total Contract Price		:		3,470,300.00
	Less: Downpayment		:		694,060.00
	Less: Reservation		:		30,000.00
	Balance		:		2,776,240.00
			:
	80% balance payable in the ff.				2,776,240.00
	5 years @ 11.5% pa
	Monthly Ammortization				61,056.76
	Monthly Insurance				4,490.57
	10yrs:
	1st 5yrs @ 11.5%				39,032.67
	Monthly Insurance				4,490.57
	Principal Balance After 5 years				1,774,808.64
	6th - 10yrs @ 19%				46,039.51
	Monthly Insurance				2,870.75
	-------------------------------------------------------------------------------------------------------------------------
	Note: Factor Rate Used
	# of YEARS
	5 years			15.00%	0.0219926074
	15yrs:
	1st 5yrs @ 11.5%			11.50%	0.0140595444
	6th - 10yrs @ 19%			19.00%	0.0259405511
	25 yrs:
	1st 5yrs @ 11.5%			11.50%	0.0101646896
	6th - 10yrs @ 19%			19.00%	0.0162068485
	11th - 25yrs @ 19%			19.00%	0.0168287603
	Bank Financing - 25 yrs			11.50%
	Prepared by: Dinah Soja, 0928-5001254, atedhines@yahoo.com