MAGALLANES RESIDENCES CONDOMINIUM
		4th floor Studio	facing BOLTON SIDE
Unit Number		405
Unit Code		4BS-3
Area (sqm)		24
Balcony Area(sqm)		3.6
Drying Cage Area (sqm)		-
Total Area (sqm)		27.6
Optional: Parking Space
Total New Selling Price		1,671,340.00
Total Contract Price		1,671,340.00
Option 1 - SPOT CASH
If Spot Cash (within 7days), discount of 7.5%		(125,350.50)
Reservation Fee		(50,000.00)
Spot Cash Payment due in 7days		1,495,989.50
If Spot Cash (within 30days), discount of 4%		(66,853.60)
Reservation Fee		(50,000.00)
Spot Cash Payment due in 30 days		1,554,486.40
Option 2 - No Downpayment, No reservation, Straight monthly
Total Selling Price	5%	1,671,340.00		5%
2 year, 12% int. pa	0.047	78,675.82		0.047074
3 year, 13% int. pa	0.034	56,314.13		0.033694
5 year, 15% int. pa	0.024	39,761.01		0.02379
6 year, 16% int. pa	0.022	36,254.37		0.021692
Option 3 - 10% Downpayment in 3mos.
10% Downpayment		167,134.00
with 7.5% discount on DP		(12,535.05)
Net After Downpayment		154,598.95
Reservation		(50,000.00)
Net Downpayment after reservation fee		104,598.95
OR, DP can be paid in 3 equal months		34,866.32
	FACTOR			FACTOR
90% balance for ammortization	10%	1,504,206.00		10%
1 years, 7%	#####	130,153.98		########
2 years, 14%	#####	72,221.29		########
3 years, 15%	0.035	52,143.75		0.034665
5 years, 17%	0.025	37,383.43		0.024853
7 years, 18.5%	0.021	32,057.49		0.021312
10 years, 19%	0.019	28,079.31		0.018667
Option 4 - 20% Downpayment in 3mos.
20% Downpayment		334,268.00
with 7.5% discount on DP		(25,070.10)
Net After Downpayment		309,197.90
Reservation		(50,000.00)
Net Downpayment after reservation fee		259,197.90
OR, DP can be paid in 3 equal months		86,399.30
80% balance for ammortization	20%	1,337,072.00		20%
1 years, 6%	0.086	115,076.97		0.086066
2 years, 13%	0.048	63,566.81		0.047542
3 years, 14%	0.034	45,697.91		0.034178
5 years, 16%	0.024	32,515.05		0.024318
7 years, 18%	0.021	28,102.31		0.021018
10 years, 18.5%	0.018	24,524.17		0.018342
Option 5 - 30% Downpayment in 3mos.
30% Downpayment		501,402.00
with 7.5% discount on DP		(37,605.15)
Net After Downpayment		463,796.85
Reservation		(50,000.00)
Net Downpayment after reservation fee		413,796.85
OR, DP can be paid in 3 equal months		137,932.28
70% balance for ammortization	30%	1,169,938.00		30%
1 years, 6%	#####	100,692.35		########
2 years, 12.5%	#####	55,346.61		########
3 years, 13.5%	0.034	39,702.20		0.033935
5 years, 15.5%	0.024	28,140.75		0.024053
7 years, 17.5%	0.021	24,247.90		0.020726
10 years, 18%	0.018	21,080.53		0.018019
Post-dated checks are required for the DP and the Balance of the Contract, Doc Stamp,
Transfer fee and Miscellaneous Fees for the Transfer of the title are for the account of the BUYER.
Interest Rates above is fixed for a maximum period of 5yrs from first ammortization of either downpayment or balance
In general, amortization of downpayment and principal are interest free provided is payable in not more than 3 months.
For low downpayment of 10% payable over a maximum of 12months, no interest is charge on the downpayment.  The
Balance however, is payable with interest until the full downpayment is paid
Computation made and prepared by:
REALTOR DINAH PEREZ PATRIMONIO-LARUGA
Licensed Real Estate Broker
DTI XI-06-417(N)
CONTACT DETAILS BELOW:
USA clients call us @ #1 (646) 808 3295
UK clients call us @ # 44 (20) 85883060
Phil: Mobile (SMART)#63-928 5001254
Phil: Mobile (SUN)#63-923 9019906
Phil: Landphone (SPAN): #63-82 3015701
Member of DBRFI (Davao Board of Realtors Foundation, Inc.)
NEW OFFICE ADDRESS: Door 12 MTS - Matina Town Square, Matina, DC
Email: atedhines@gmail.com