Unit Number		405	604
Unit Code		4BS-3	6BS-2
Area (sqm)		24	24
Balcony Area(sqm)		3.6	3.6
Drying Cage Area (sqm)		-	-
Total Area (sqm)		27.6	27.6
Optional: Parking Space
Total New Selling Price		1,671,340.00	1,666,250.00
Total Contract Price		1,671,340.00	1,666,250.00
Option 1 - SPOT CASH
If Spot Cash (within 7days), discount of 7.5%		(125,350.50)	(124,968.75)
Reservation Fee		(50,000.00)	(50,000.00)
Spot Cash Payment due in 7days		1,495,989.50	1,491,281.25
If Spot Cash (within 30days), discount of 4%		(66,853.60)	(66,650.00)
Reservation Fee		(50,000.00)	(50,000.00)
Spot Cash Payment due in 30 days		1,554,486.40	1,549,600.00
Option 2 - No Downpayment, No reservation, Straight monthly
Total Selling Price	5%	1,671,340.00	1,666,250.00
2 year, 12% int. pa	0.047	78,675.82	78,436.22
3 year, 13% int. pa	0.034	56,314.13	56,142.63
5 year, 15% int. pa	0.024	39,761.01	39,639.92
6 year, 16% int. pa	0.022	36,254.37	36,143.96
Option 3 - 10% Downpayment in 3mos.
10% Downpayment		167,134.00	166,625.00
with 7.5% discount on DP		(12,535.05)	(12,496.88)
Net After Downpayment		154,598.95	154,128.13
Reservation		(50,000.00)	(50,000.00)
Net Downpayment after reservation fee		104,598.95	104,128.13
OR, DP can be paid in 3 equal months		34,866.32	34,709.38
	FACTOR
90% balance for ammortization	10%	1,504,206.00	1,499,625.00
1 years, 7%	#####	130,153.98	129,757.60
2 years, 14%	#####	72,221.29	72,001.35
3 years, 15%	0.035	52,143.75	51,984.95
5 years, 17%	0.025	37,383.43	37,269.58
7 years, 18.5%	0.021	32,057.49	31,959.86
10 years, 19%	0.019	28,079.31	27,993.80
Option 4 - 20% Downpayment in 3mos.
20% Downpayment		334,268.00	333,250.00
with 7.5% discount on DP		(25,070.10)	(24,993.75)
Net After Downpayment		309,197.90	308,256.25
Reservation		(50,000.00)	(50,000.00)
Net Downpayment after reservation fee		259,197.90	258,256.25
OR, DP can be paid in 3 equal months		86,399.30	86,085.42
80% balance for ammortization	20%	1,337,072.00	1,333,000.00
1 years, 6%	0.086	115,076.97	114,726.51
2 years, 13%	0.048	63,566.81	63,373.22
3 years, 14%	0.034	45,697.91	45,558.74
5 years, 16%	0.024	32,515.05	32,416.03
7 years, 18%	0.021	28,102.31	28,016.73
10 years, 18.5%	0.018	24,524.17	24,449.49
Option 5 - 30% Downpayment in 3mos.
30% Downpayment		501,402.00	499,875.00
with 7.5% discount on DP		(37,605.15)	(37,490.63)
Net After Downpayment		463,796.85	462,384.38
Reservation		(50,000.00)	(50,000.00)
Net Downpayment after reservation fee		413,796.85	412,384.38
OR, DP can be paid in 3 equal months		137,932.28	137,461.46
70% balance for ammortization	30%	1,169,938.00	1,166,375.00
1 years, 6%	#####	100,692.35	100,385.70
2 years, 12.5%	#####	55,346.61	55,178.05
3 years, 13.5%	0.034	39,702.20	39,581.29
5 years, 15.5%	0.024	28,140.75	28,055.05
7 years, 17.5%	0.021	24,247.90	24,174.05
10 years, 18%	0.018	21,080.53	21,016.33
Post-dated checks are required for the DP and the Balance of the Contract, Doc Stamp,
Transfer fee and Miscellaneous Fees for the Transfer of the title are for the account of the BUYER.
Interest Rates above is fixed for a maximum period of 5yrs from first ammortization of either downpayment or balance
In general, amortization of downpayment and principal are interest free provided is payable in not more than 3 months.
For low downpayment of 10% payable over a maximum of 12months, no interest is charge on the downpayment.  The
Balance however, is payable with interest until the full downpayment is paid
Computation made and prepared by:
REALTOR DINAH PEREZ PATRIMONIO-LARUGA
Licensed Real Estate Broker
DTI XI-06-417(N)
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