SANTIAGO VILLAS SAMPLE COMPUTATION
			SOLD	AVAILABLE
			regular	regular
House Model	:		MINDY	MINDY
Lot Category	:		inner	inner
Block lot #	:		11-01	15-01
LOT SIZE	:		140	140
Excess Lot, if any	:		62	47
Total LOT AREA			202	187
Floor Area	:		39.69	39.69
No. of Bedrooms	:		2	2
No. of Toilet and Bath	:		1	1
Processing Fee
Reservation FEE			30,000.00	30,000.00
Package Price			930,000.00	930,000.00
TOTAL PACKAGE PRICE	:		1,147,000.00	1,150,600.00
(IF 1.5m&up with 12%EVAT)
Net of Reservation and Processing Fee			1,117,000.00	1,120,600.00
Option 1: 30years HDMF Financing Equity
Total Contract price net of reservation			1,117,000.00	1,120,600.00
Equity (to be paid to Kisan Lu)			367,000.00	370,600.00
Equity payable in 6months			61,166.67	61,766.67
Loanable Amount thru Pag-ibig			750,000.00	750,000.00
Estimated Monthly Ammortization
(over P300t - P750T =7.00%)
15yrs, 7% int. pa, plus: MRI+FI			6,741.21	6,741.21
20yrs, 7% int. pa, plus: MRI+FI			5,814.74	5,814.74
25yrs, 7% int. pa, plus: MRI+FI			5,300.84	5,300.84
30yrs, 7% int. pa, plus: MRI+FI			4,989.77	4,989.77
Option 2: 30years HDMF Financing Equity
Total Contract price net of reservation			1,117,000.00	1,120,600.00
Equity (to be paid to Kisan Lu)			117,000.00	120,600.00
Equity payable in 6months			19,500.00	20,100.00
Loanable Amount thru Pag-ibig			1,000,000.00	1,000,000.00
Estimated Monthly Ammortization
(over P1M - P1,250,000 =9.50%)
15yrs, 10.5% int. pa, plus: MRI+FI			10,442.25	10,442.25
20yrs, 10.5% int. pa, plus: MRI+FI			9,321.31	9,321.31
25yrs, 10.5% int. pa, plus: MRI+FI			8,736.97	8,736.97
30yrs, 10.5% int. pa, plus: MRI+FI			8,408.54	8,408.54
Option 3: Spot Cash or Deferred Cash
SPOT CASH (upfront), Less 5%	:		1,089,650.00	1,093,070.00
DEFERRED CASH (3 months to pay)	:		1,117,000.00	1,120,600.00
monthly in 3 months	:		372,333.33	373,533.33
Option 4:  IN-HOUSE FINANCING
TOTAL PACKAGE PRICE	:		1,147,000.00	1,150,600.00
Reservation Fee			30,000.00	30,000.00
Net Total Contract Price			1,117,000.00	1,120,600.00
DOWNPAYMENT - 20%	:		223,400.00	224,120.00
payable in 1 year, 0% int			18,616.67	18,676.67
BALANCE FOR AMORTIZATION - 80%	:		893,600.00	896,480.00
1 YEAR @ 0% INTEREST	:		74,466.67	74,706.67
2 YEARS - 12% INTEREST P.A.	:		42,064.85	42,200.43
3 YEARS - 14% INTEREST P.A.	:		30,541.13	30,639.56
4 YEARS - 16% INTEREST P.A.	:		25,324.87	25,406.49
5 YEARS - 18% INTEREST P.A.	:		22,691.57	22,764.70
Note: plus 5% transfer of title fee
prices are subject to change without prior notice
issuance of PDC is needed for equity, HDMF Amortization and in-house financing payments