BAMBU ESTATE (High Density Subdivision)
		YUMI midcost	AIKO	NORI	MAKI
House Model	:	YUMI midcost	AIKO	NORI	MAKI
		(inner lot)	(inner lot)	(inner lot)	(inner lot)
BLOCK - LOT	:
LOT AREA	:	150	180	150	150
Excess Lot, if any	:
Total LOT AREA		150	180	150	150
Floor Area	:	56.07	72.78	94.04	119.54
No. of Bedrooms	:	2	2	3	3
Processing Fee		20,000.00	20,000.00	20,000.00	20,000.00
Reservation FEE	:	30,000.00	30,000.00	30,000.00	30,000.00
Package Price		2,200,000.00	2,900,000.00	4,100,000.00	4,700,000.00
TOTAL PACKAGE PRICE (inclusive of VAT)	:	2,200,000.00	2,900,000.00	4,100,000.00	4,700,000.00
(IF TCP is P2.5m&up with 12%EVAT)
Option A: Spot Cash or Deferred Cash
SPOT CASH (30 days), Less 3%	:	2,134,000.00	2,813,000.00	3,977,000.00	4,559,000.00
DEFERRED CASH (3 months to pay), less 2%	:	2,156,000.00	2,842,000.00	4,018,000.00	4,606,000.00
monthly in 3 months	:	718,666.67	947,333.33	1,339,333.33	1,535,333.33
Option B:  IN-HOUSE FINANCING
Less: Reservation Fee		30,000.00	30,000.00	30,000.00	30,000.00
Less: Processing Fee (1mo. After RF)		20,000.00	20,000.00	20,000.00	20,000.00
Downpayment Balance to Start (30days after PF)		390,000.00	530,000.00	770,000.00	890,000.00
payable in 1 year, 0% int		32,500.00	44,166.67	64,166.67	74,166.67
BALANCE FOR AMORTIZATION - 80%	:	1,760,000.00	2,320,000.00	3,280,000.00	3,760,000.00
1 YEAR @ 0% INTEREST	:	146,666.67	193,333.33	273,333.33	313,333.33
2 YEARS - 12% INTEREST P.A.	:	41,424.66	41,424.66	41,424.66	41,424.66
2 YEARS - 14% INTEREST P.A.	:	84,502.67	111,389.89	157,482.26	180,528.44
3 YEARS - 16% INTEREST P.A.	:	61,876.38	81,564.32	115,315.07	132,190.44
4 YEARS - 18% INTEREST P.A.	:	51,700.00	68,150.00	96,350.00	110,450.00
5 YEARS - 20% INTEREST P.A.	:	46,629.24	61,465.81	86,899.94	99,617.00
10 YEARS - 24% INTEREST P.A.		38,804.65	51,151.58	72,317.76	82,900.84
Option C: 30years HDMF Financing Equity
Total Contract Price		2,200,000.00	2,900,000.00	4,100,000.00	4,700,000.00
Less: Reservation Fee		(10,000.00)	(10,000.00)	(10,000.00)	(10,000.00)
Less: Processing Fee		(20,000.00)	(20,000.00)	(20,000.00)	(20,000.00)
Net Total Contract Price		2,170,000.00	2,870,000.00	4,070,000.00	4,670,000.00
Computation 1
Estimated Loanable Amount		1,565,000.00	2,000,000.00	3,000,000.00	3,000,000.00
Total Equity		605,000.00	870,000.00	1,070,000.00	1,670,000.00
Equity, payable in max of 12months to KLLDI		50,416.67	72,500.00	89,166.67	139,166.67
Estimated Monthly Ammortization
(over P1M - P1,250,000 =9.50%)
15yrs, 9.5% int. pa, plus: MRI+FI		16,342.12	20,884.49	31,326.74	31,326.74
20yrs, 9.5% int. pa, plus: MRI+FI		14,587.85	18,642.62	27,963.94	27,963.94
25yrs, 9.5% int. pa, plus: MRI+FI		13,673.35	17,473.93	26,210.90	26,210.90
30yrs, 9.5% int. pa, plus: MRI+FI		13,159.37	16,817.08	25,225.63	25,225.63
Computation 2
Loanable Amount thru Pag-ibig		750,000.00	750,000.00	750,000.00	750,000.00
Total Equity		1,420,000.00	2,120,000.00	3,320,000.00	3,920,000.00
Equity, payable in max of 12months to KLLDI		118,333.33	176,666.67	276,666.67	326,666.67
Estimated Monthly Ammortization
(over P300t - P750T =7.00%)
15yrs, 7% int. pa, plus: MRI+FI		6,741.21	6,741.21	6,741.21	6,741.21
20yrs, 7% int. pa, plus: MRI+FI		5,814.74	5,814.74	5,814.74	5,814.74
25yrs, 7% int. pa, plus: MRI+FI		5,300.84	5,300.84	5,300.84	5,300.84
30yrs, 7% int. pa, plus: MRI+FI		4,989.77	4,989.77	4,989.77	4,989.77
Option D:  IN-HOUSE FINANCING (30% down payment; 70% Amortization)
Less: Reservation Fee		30,000.00	30,000.00	30,000.00	30,000.00
Less: Processing Fee (1mo. After RF)		0.00	0.00	0.00	0.00
Downpayment Balance to Start (30days after PF)		630,000.00	840,000.00	1,200,000.00	1,380,000.00
payable in 1 year, 0% int		52,500.00	70,000.00	100,000.00	115,000.00
BALANCE FOR AMORTIZATION - 80%	:	1,540,000.00	2,030,000.00	2,870,000.00	3,290,000.00
1 YEAR @ 0% INTEREST	:	128,333.33	169,166.67	239,166.67	274,166.67
2 YEARS - 12% INTEREST P.A.	:	41,424.66	41,424.66	41,424.66	41,424.66
1 YEARS - 9% INTEREST P.A.	:	134,675.27	177,526.50	250,985.74	287,715.36
2 YEARS - 9.25% INTEREST P.A.	:	70,531.28	92,973.05	131,444.66	150,680.46
3 YEARS - 9.25% INTEREST P.A.	:	49,150.97	64,789.91	91,599.53	105,004.34
5 YEARS - 9.75% INTEREST P.A.	:	32,531.34	42,882.21	60,626.58	69,498.76
10 YEARS - 10.5% INTEREST P.A.		20,779.99	27,391.80	38,726.34	44,393.61
15 YEARS - 11% INTEREST P.A.	:	17,503.59	23,072.92	32,620.33	37,394.04
20 YEARS - 11.25% INTEREST P.A.	:	16,158.54	21,299.90	30,113.65	34,520.52
25 YEARS - 11.25% INTEREST P.A.	:	15,372.89	20,264.26	28,649.48	32,842.08
Note: plus 5% transfer of title fee, subject to change without prior notice
prices are subject to change without prior notice
issuance of PDC is needed for equity, HDMF Amortization and in-house financing payments
if inner P4600 per sqm in excess
if prime or corner P4800 per sqm in excess, + 200 x standard lot
if PRIME and corner x P5000 per sqm in excess, + 400 x standard lot area
FOR PRESENTATION PURPOSES ONLY
Computation is made and prepared by:
REALTOR DINAH PEREZ PATRIMONIO
RELB No. XI-06-417N
Mobile No. 09285001254
www.davaoestate.com