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VILLA MERCEDITA SAMPLE COMPUTATION |
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Block / Lot # |
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PHASE |
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Lot Category |
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2lots |
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Area in sqm |
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110 |
154 |
220 |
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Price per sqm (Php) |
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: |
5,980.00 |
5,980.00 |
5,980.00 |
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Total List Price |
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: |
657,800.00 |
920,920.00 |
1,315,600.00 |
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Registration (5%) |
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32,890.00 |
46,046.00 |
65,780.00 |
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E-VAT (12%), if lot is 1.5M and above |
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: |
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Total Contract Price |
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: |
690,690.00 |
966,966.00 |
1,381,380.00 |
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Total Contract Price |
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690,700.00 |
967,000.00 |
1,381,400.00 |
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SPOT CASH (UPFRONT) with 8% discount |
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Total List Price |
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657,800.00 |
920,920.00 |
1,315,600.00 |
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Less: 8% discount |
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52,624.00 |
73,673.60 |
105,248.00 |
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Net Selling Price |
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605,176.00 |
847,246.40 |
1,210,352.00 |
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RF/E-vat |
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30,258.80 |
42,362.32 |
60,517.60 |
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New Total Contract
Price |
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635,434.80 |
889,608.72 |
1,270,869.60 |
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Reservation FEE |
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20,000.00 |
20,000.00 |
40,000.00 |
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SPOT CASH (30DAYS) WITH 5% discount |
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Total List Price |
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657,800.00 |
920,920.00 |
1,315,600.00 |
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Less: 5% discount |
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: |
32,890.00 |
46,046.00 |
65,780.00 |
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Net Selling Price |
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624,910.00 |
874,874.00 |
1,249,820.00 |
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RF/E-vat |
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: |
31,245.50 |
43,743.70 |
62,491.00 |
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New Total Contract
Price |
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656,155.50 |
918,617.70 |
1,312,311.00 |
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Reservation FEE |
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: |
20,000.00 |
20,000.00 |
40,000.00 |
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DEFERRED CASH: 18 MONTHS |
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no downpayment, no interest |
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Total Contract Price |
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690,700.00 |
967,000.00 |
1,381,400.00 |
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Reservation FEE |
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20,000.00 |
20,000.00 |
40,000.00 |
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Balance |
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670,700.00 |
947,000.00 |
1,341,400.00 |
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Monthly
Installment for 24mos. |
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: |
37,261.11 |
52,611.11 |
74,522.22 |
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Monthly Insurance |
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637.17 |
899.65 |
1,274.33 |
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Total Monthly payment
of |
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37,898.28 |
53,510.76 |
75,796.55 |
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10% DP payable in 12mos. |
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Total Contract Price |
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690,700.00 |
967,000.00 |
1,381,400.00 |
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Less: Downpayment |
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69,070.00 |
96,700.00 |
138,140.00 |
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Less: Reservation |
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20,000.00 |
20,000.00 |
40,000.00 |
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Balance |
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621,630.00 |
870,300.00 |
1,243,260.00 |
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Downpayment in
12months |
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4,089.17 |
6,391.67 |
8,178.33 |
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90% balance payable in the ff. |
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3 years @ 16% pa |
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Monthly Ammortization |
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21,854.67 |
30,597.17 |
43,709.33 |
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Monthly Insurance |
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590.55 |
826.79 |
1,181.10 |
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Total monthly payment |
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22,445.21 |
31,423.95 |
44,890.43 |
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5 years @ 18% pa |
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Monthly Ammortization |
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15,785.32 |
22,099.90 |
31,570.63 |
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Monthly Insurance |
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590.55 |
826.79 |
1,181.10 |
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Total monthly payment |
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16,375.86 |
22,926.68 |
32,751.73 |
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7 years @ 20% pa |
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Monthly Ammortization |
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13,804.04 |
19,326.06 |
27,608.08 |
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Monthly Insurance |
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590.55 |
826.79 |
1,181.10 |
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Total monthly payment |
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14,394.59 |
20,152.84 |
28,789.18 |
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10 years @ 22% pa |
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Monthly Ammortization |
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12,848.90 |
17,988.83 |
25,697.80 |
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Monthly Insurance |
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590.55 |
826.79 |
1,181.10 |
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Total monthly payment |
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13,439.45 |
18,815.61 |
26,878.89 |
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Note: Factor Rate Used |
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# of YEARS |
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factor rates |
factor rates |
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3 years |
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16.00% |
0.0351570330 |
0.0351570330 |
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5 years |
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18.00% |
0.0253934274 |
0.0253934274 |
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7 years |
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20.00% |
0.0222061993 |
0.0222061993 |
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10 years |
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22.00% |
0.0206696880 |
0.0206696880 |
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Insurance factor rate |
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0.0009500000 |
0.0009500000 |
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Prepared by: Dinah Patrimonio, 0928-5001254,
atedhines@gmail.com |
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